E-mail scam tells motorists to confirm identity at fake website then make a payment to retain licence.Motorists are receiving a fraudulent e-mail stating they will lose their licence if they fail to verify personal details online, the Driver & Vehicle Licensing Agency confirmed (DVLA). It is likely that thousands – perhaps hundreds of thousands - have already received this message that claims to be from the DVLA.
The email contains a link to a website that resembles a legitimate online service. It also instructs the victim to enter his/her licence number plus a means of payment such as a credit or debit card number. The fraudster can then use this information to pay for goods and services.
Perhaps more seriously, the driver might become a victim of identity theft.
The DVLA confirmed: “We don’t send e-mails with links to websites asking you to confirm your driving licence number or payment information.” Furthermore: “We strongly advise anyone who receives one of these or any similar e-mail not to open the link, and delete the email.”
The DVLA continued: “The government - led by Cabinet Office’s Government Digital Service - will continue to investigate reports of organisations which may be actively misleading users about their services or acting illegally, taking swift action when necessary.” A culprit could be arrested then imprisoned for fraud, for example.
Scams of this nature extend beyond a single e-mail. The DVLA recently said it is “aware” of a number of websites “passing themselves off” as official sites. Some try to attract motorists that require a licence, for example. It said: “These websites often claim to offer value added services to ensure your application is correct before you send it to DVLA. However, using this service will mean you can end up paying as much as three times the normal price” for your licence. These services are “in no way affiliated with DVLA”.
Such fraudsters have targeted road tax applications to.
How To Avoid Online ScamsThe Driver & Vehicle Licensing Agency said: “By using the online driving licence or vehicle tax services on GOV.UK, you can be sure that you are dealing directly with DVLA - and you will not be charged any additional fees”. It explained: “Always start at www.gov.uk” rather than via a search engine where less honest sites might appear in the sponsored links or paid for section.
Furthermore, it claimed that such sites: “Often break the search engine providers' terms and conditions” and should be reported as necessary. Such sites can then be removed from any search results.
ARTICLE AUTHORStephen Turvil
POSTEDFri, 16 Oct 2015
care of motoring.co.uk
Global NCAP with a group of key corporate partners, including Thatcham Research, is launching a new four year global campaign in support of the current UN Decade of Action for Road Safety to promote awareness of leading crash avoidance technologies in the major emerging automobile markets.
The Stop the Crash campaign will highlight three key crash avoidance technologies: Electronic Stability Control,Autonomous Emergency Braking and Anti-Lock Brakes for motorcycles. The campaign’s overall objective will be to encourage governments to adopt relevant UN global standards so that the technologies eventually become a regulatory requirement for new vehicles.
Stop the Crash will be launched in Brasilia on the occasion of the 2nd Global High Level Conference on Road Safety in November.
Peter Shaw, Chief Executive of Thatcham Research said, “As a worldwide centre of excellence in testing and evaluating crash avoidance and autonomous driving technology, Thatcham Research is proud to be a founding partner of the Stop the Crash campaign. Active vehicle safety systems such as ESC and AEB can prevent thousands of potential crashes across the world. By highlighting these technologies to consumers and policy makers, Stop the Crash will help accelerate their adoption and ultimately save lives.”
Find out more http://www.globalncap.org/stop-the-crash/
Thousands of motorists that lied to get cheaper insurance exposed by new database.New Database Exposes Thousands Of False Insurance DeclarationsMore than four-thousand drivers per-week were caught making false insurance declarations to cut their premium in 2014 which was eighteen percent higher than 2013, the Association of British Insurers revealed. The total number of offenders was north of two-hundred thousand.
View our top tips to legally reduce your insurance premium
Last year's higher detection rate can partly be attributed to the launch of MyLicence that enables an insurer to confirm online – as a quote is requested - a licence holder's entitlements, whether he/she has penalty points plus a range of other information. This ensures it is harder to conceal (say) a speeding conviction which could significantly increase the premium.
Frequently exposed lies or mistakes included failing to reveal previous insurance claims and convictions. “Fronting” was also a common problem whereby a parent pretended to be the main driver of a teenager's vehicle. Other motorists claimed to live in low crime areas while residing elsewhere. Lies of this nature can backfire even if not exposed immediately.
In a worst case scenario, the motorist could invalidate the policy – which ensures there is no cover should there be a collision – and be given a criminal record.
Car Insurance – How to Ensure You Stay on the Right Side of the Law
The Association of British Insurers Fraud and Financial Crime Manager, Mark Allen, said: "Insurers recognise that innocent mistakes and oversights happen. But anyone lying to get cheaper motor insurance - or tempted by cheap insurance offers without first checking that they are genuine - risks driving illegally.
The consequences include getting a criminal record and a massive financial headache if found to be at fault for a crash. He added that initiatives such as the Insurance Fraud Register and MyLicence are: “Helping to reduce the scope for insurance application fraud."
Advice When Searching for Car InsuranceThe Association of British Insurers has a range of tips that minimise the cost of motor insurance. It says:
ARTICLE AUTHORStephen Turvil
POSTEDFri, 23 Oct 2015
care of motoring.co.uk
Scrapping unnecessary checks will save honest motorists around £10 million a year
Department for Transport, Driver and Vehicle Licensing Agency, The Rt Hon Patrick McLoughlin MP and Driver and Vehicle Standards Agency
26 October 2015
Road safetyFrom today, drivers returning a written off car to the road will no longer need to apply for a Vehicle Identity Check.
Unnecessary vehicle checks that cost drivers millions will be scrapped, the Department for Transport has announced. The move will save motorists an estimated £9.7 million a year and cut around £4.8 million of costs incurred by UK businesses.
From today (26 October 2015), drivers returning a written off car to the road will no longer need to apply for a Vehicle Identity Check (VIC) to prove their vehicle matches the registration details.
The VIC was introduced in 2003 to stop vehicle ringing - where criminals make it easier to sell stolen cars by swapping the identity of cars no longer economical to repair with a stolen vehicle of a similar make and model. Advances in technology, and the fact that most vehicles returned to the road have been in the hands of the same keeper for 7 years or more, mean this check has become unnecessary. Scrapping the VIC scheme will make it easier and cheaper for motorists and businesses to return repairable written off vehicles to the road.
Transport Secretary Patrick McLoughlin said:
The government is on the side of the honest motorist which is why we are scrapping this scheme which flies in the face of common sense and creates an unnecessary burden. It will save motorists and businesses millions every year.
During the past 12 years around a million checks have been made, resulting in only a handful of actual cases of wrongdoing.
In scrapping the scheme the Department for Transport has also taken into account:
Write-offs can be divided into 2 categories:
Following the abolition of VIC the DVLA will no longer issue a vehicle registration document (V5C) for Category A and B vehicles. This will help to ensure that the most seriously damaged vehicles are processed via the end of life vehicle arrangements in line with the insurance industry code of practice for the disposal of motor vehicle salvage.
The department has worked with the insurance industry to produce aconsumer guide to better inform and protect the public when purchasing a used vehicle, especially one that has previously been declared a write-off.
Author: Larry Ferguson
Source: Insurance Age | 21 Oct 2015
Categories: Broker, Insurer
Axa's David Williams tells Britain's Smart Cities conference liability on driverless cars needs to be clarified.
The question of who will bear liability in the event of collisions involving driverless cars was one of the themes of a keynote address given by Axa's David Williams at a conference.
It is an issue which many brokers and insurers have been grappling with as driverless cars look set to become an everyday feature of modern life.
Williams, Axa UK's head of underwriting spoke at Britain's Smart Cities and told an audience the new technology is no longer a concept just for Hollywood films and is almost a reality.
The conference heard that clarity is needed on whether sensors and telematics can accurately record when the driver hands over control to car and vice versa.
Williams said: "Driverless vehicles are a challenge for the insurance industry but this technology does have the potential to revolutionise people's lives for the better."
A recent Axa study found there would be significant economy-wide business and consumer advantages with the advent of automated or ‘driverless' haulage and logistics vehicles, including delivering nearly £34bn in savings to the haulage industry.
KPMG research suggests semi-autonomous vehicles (where you can take your hands off the steering wheel) will be commonplace by 2025 with fully autonomous vehicles coming to market around 2030.
Insurers urge action to clampdown on unscrupulous claims management firms
The average comprehensive motor insurance premium rose slightly in the third quarter, according to the most comprehensive survey of prices paid on the market.
The ABI’s Quarterly Motor Insurance Premium Tracker - which surveys actual premiums paid by customers - shows that:
Rob Cummings, the ABI’s Manager for General Insurance, said:
"Motorists continue to benefit from a competitive motor insurance market and can shop around to get the best deal. But mounting cost pressures are inevitably leading to higher premiums.
"With the introduction of the higher rate of Insurance Premium Tax in November set to push up average premiums, the need to tackle rogue claims management firms is vital.
"The current review of claims management firms regulation, and the work being undertaken by the insurance fraud taskforce, needs to clampdown on those firms and lawyers who drive up unmeritorious claims by plaguing motorists with unsolicited calls, texts, misleading advertising and high charges. Both the CMC review and the insurance fraud taskforce need to introduce meaningful reform to help tackle the UK’s compensation culture and reduce pressure on insurance premiums."
For more information see our industry data update.
*A small change in the premium amount from previously reported figures is due to one major motor insurer altering their reporting base. This reporting change has been reflected in these figures, on which it has not had a significant impact.
Cheshire Chauffeur firm faces car clocking allegations, would you like to buy a car with 300000 miles?advertised at 60 thou? #angrypolicyholders
Cheshire based chauffeur company, PCS Events Limited charged with conspiracy to defraud. Is your #taxi to the airport insured?
#insurers tell you that #whiplash#claims are increasing premiums,yet Insurer's own 'ambulance chasers' make £6m
A motorist has escaped a charge of speeding by using telematics data.
The case is believed to be the first of its kind and could open the floodgates for hundreds of thousands of motorists.
Neil Herron was alleged to be driving his vehicle at 40 mph in a 30mph limit on 13th January 2014 at 12.15pm. His vehicle's speed was captured by an LTI 20:20 Ultralyte 1000 Speed Measuring Device operated by a mobile patrol. However, Herron was trialling a driver safety telematic device at the time, and the data produced by the device indicated that the vehicle speed was way below the 30mph speed limit.
Herron therefore decided to challenge the police evidence in court.
19 months later, the Sunderland Magistrates Court found in his favour after the Crown Prosecution Service offered no evidence.
As accurate, affordable GPS technology is now being used by more and more motorists it is only a matter of time before more and more cases of this type come before the courts.
Herron said: “I would not have had any grounds on which to challenge the allegation if I had not had the data from the device. Many drivers have faced similar allegations and believed that they were not speeding but no way of proving it. Now we have the affordable technology which motorists can use to create driving peace of mind.”
Philip Somarakis, partner at law and professional services firm Gordon Dadds, said: "Based on previous experience in other cases, laser speed detection devices can produce erroneous results and in this case Mr Herron was convinced he was not speeding as alleged and stated he had telematics data to support that view. When confronted with failings in court the prosecution determined to offer no evidence."
He added: "For many years fleet managers have recognised the potential benefits of using technology to monitor driver behaviour. The principal objective of telematics is to encourage safe and efficient driving. We are all in favour of reducing excessive driver speed on our roads; that said, being able to rely on technology to prove compliance with a speed limit should not be underestimated."
If anyone doubts that autonomous vehicles will not happen then take a look at this article. An immense achievement, and one that is being performed on public roads around the world every single day.
Vauxhall launches new scrappage scheme deal: Trade in any old motor and get £2,000 off the price of a new car...Read more
Few of us read all the small print anyway, but now lawyers and other authorities say we don't have to.http://www.telegraph.co.uk/finance/personalfinance/household-bills/11906547/Its-official-you-dont-have-to-read-the-Ts-and-Cs.html
#bodyshop repairs, do they know how to repair your car? new construction methods can involved rivits an bonding, here is how.
Tesla has launched a new software update for its vehicles, enabling the cars to have an ‘autopilot’ mode.
While not fully autonomous, the new software update allows the Model S and new Model X to ‘automatically steer down the highway, change lanes, and adjust speed in response to traffic’.
Other major vehicle manufacturers are currently developing their own autonomous vehicles, though they aren’t due to be released on public roads until 2020.
In a statement Tesla said its commitment to developing and refining the technologies to enable self-driving capability is a core part of its mission. The firm said that in October of last year it started equipping Model S with hardware to allow for the incremental introduction of self-driving technology: a forward radar, a forward-looking camera, 12 long-range ultrasonic sensors positioned to sense 16 feet around the car in every direction at all speeds, and a high-precision digitally-controlled electric assist braking system.
The new Tesla Version 7.0 software release, allows those tools to deliver a range of new active safety and convenience features, designed to work in conjunction with the automated driving capabilities already offered in Model S. This combined suite of features represents the only fully integrated autopilot system involving four different feedback modules: camera, radar, ultrasonics, and GPS. These mutually reinforcing systems offer realtime data feedback from the Tesla fleet, ensuring that the system is continually learning and improving upon itself.
‘Autopilot allows Model S to steer within a lane, change lanes with the simple tap of a turn signal, and manage speed by using active, traffic-aware cruise control. Digital control of motors, brakes, and steering helps avoid collisions from the front and sides, as well as preventing the car from wandering off the road. Your car can also scan for a parking space, alert you when one is available, and parallel park on command.’
Tesla Autopilot relieves drivers of the most tedious and potentially dangerous aspects of road travel. The carmaker said it will implement Autopilot in increments to give drivers more confidence behind the wheel, increase safety on the road, and make highway driving more enjoyable.
‘While truly driverless cars are still a few years away, Tesla Autopilot functions like the systems that airplane pilots use when conditions are clear. The driver is still responsible for, and ultimately in control of, the car. What’s more, you always have intuitive access to the information your car is using to inform its actions.’
The new software update also features the most significant visual refresh yet of the digital displays for every single Model S around the world. The Instrument Panel is focused on the driver and includes more functional apps to help monitor driving.
‘The release of Tesla Version 7.0 software is the next step for Tesla Autopilot. We will continue to develop new capabilities and deliver them through over-the-air software updates, keeping our customers at the forefront of driving technology in the years ahead.’http://www.bodyshopmag.com/2015/news/autonomous-tesla-has-arrived/
Rally driver Colin McRae's Subaru Impreza among classic cars being auctioned as well as George Best E type, and Steeds Jag from the Avengers!
The late rally driver Colin McRae's Subaru Impreza is among millions of pounds worth of classic cars being auctioned off in aid of the Royal National Lifeboat Institution.
The legendary driver, who was killed in a helicopter crash near his home in Lanark in 2007, and it had taken him to five stage wins in the World Rally Championship a decade earlier.
Other cars sold for the lifeboat charity at Duxford, Cambridgeshire, include a 1960 Ferrari 250 GT with a Berlinetta chassis 1995 GT. It was one of only 167 ever made, and 10 supplied to the UK.
There was also a Jaguar E-type once owned by the footballer George Best and bought for £43,000.
A racing green 1976 Jaguar XJ-C 12 driven by actor Patrick Macnee when he played John Steed in The New Avengers TV series, sold for £62,000, well above the guide price of £10-12,000.
They were left as a legacy to the charity by businessman Richard Colton, who requested money raised from their sale be used to build a new lifeboat called Richard and Caroline Colton, named after himself and his late wife.
The lots have been described as the most generous gift ever left to the charity.
Simon Hope, chairman of H&H Classics which is ran the event at the Imperial War Museum said: "We are honoured to have been chosen to handle this sale which is of national significance.
"These stunning motor cars have been with Richard Colton for 40 years and meant a very great deal to him. So we are absolutely committed to realising the maximum amount for the cars."
Mr Colton, who died earlier this year aged 82, was a Northamptonshire-based businessman who made his fortune in footwear distribution.
He collected the classic cars throughout his life and was described as being "nervous" at sea.
Guy Rose, legacy manager at the RNLI, said: "We are deeply grateful and humbled by Mr Colton's generous gift and his decision to benefit the RNLI in this way.
"Six out of every 10 lifeboat launches are only made possible because of gifts left to us in wills, so they are vital to saving lives at sea.
"Mr Colton's generosity will be felt most by our volunteer crews and the people whose lives they save."
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