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What a no-deal Brexit means for your #car insurance you will now need a greencard for #eu travel

By 27th September 2018 June 27th, 2019 No Comments
As the date for Britain’s exit from the EU draws closer the Government has been issuing “technical guidance” on what a no-deal arrangement will mean for UK citizens. It recently set out the extra complications around driving licences for motorists travelling to Europe and has now detailed how car insurance policies will be affected in the event of no deal.

Extra checks
While it has reassured drivers that they will remain covered for driving on the continent, the guidance warns of additional paperwork and border checks.

Currently, all UK drivers with insurance are automatically covered to drive in all the countries within the European Economic Area (EEA) as well as Andorra, Serbia and Switzerland. Insurance directives mean that insurers must provide third party cover and, as part of a Green Card-free circulation area, drivers are not required to carry proof of this cover.

According to the technical guidelines, even in a no deal scenario, all UK motor insurance providers will still have to provide third party motor insurance cover for travel to EEA countries so drivers will not need to buy any additional insurance.

The UK, however, will cease to be part of the Green Card-free area so drivers will need to carry a Green Card as evidence that they have insurance and should expect to have the documentation checked at border points.

You can already request a Green Card from your insurance provider free of charge, but the guidance warns that insurers may decide to reflect production and handling costs in a “small increase to their administration fees”.

Without a Green Card, you would have to purchase local insurance in the country you are entering, also known as frontier insurance, or face being fined or stopped from driving in that country.

However, due to high costs and limited availability of frontier insurance across these countries, the guidance recommends that drivers obtain a Green Card before travelling.

Source: iNews

Tim Kelly

Tim Kelly

Tim is a highly qualified Independent Engineer with over 20 years experience as an Engineering Assessor of damaged vehicles.

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